The best rewards credit cards offer meaningful perks on top of the points or miles you can earn, yet annual fees are common. With some savvy planning, however, you may be able to get out of an annual fee altogether.
Adding an additional cardholder can help you earn extra rewards while also boosting their credit, as long as you trust them to spend responsibly.
While you may be able to return a product or cancel a service you purchased with a credit card and get a refund, make sure you understand the refund process, or your credit could take a hit. Read on to learn more about how refunds to credit cards work.
By adding authorized users to your American Express credit card, you can help friends or family members boost their credit while boosting your own rewards-earning. But this move can leave you with a high credit card bill if your authorized users take advantage of your generosity.