What Are Mutual Funds? Understanding The Basics

If you’re one of those investors with very little time to research and invest in individual stocks, it might be a good idea to look into investing in mutual funds. Whether your goal is to save money for retirement, or for a down payment to buy a house, mutual funds are low-cost and effective way …

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Why UGMA/UTMA Accounts Are the Perfect Holiday Gift

If you have a special child in your life, you may be wondering what to put under the tree this year. One long-lasting and truly meaningful way to show the child in your life that you care is by taking…

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Debt Settlement vs Bankruptcy: Which is Best?

You’ve tried debt payoff strategies, balance transfers, consolidation, and even debt management; you’ve begged your creditors, liquidated your assets, and pestered your friends and families for any money they can afford, but after all of that, you still have more debt than you can handle. Now what? Once you reach the end of your rope, the […]

Debt Settlement vs Bankruptcy: Which is Best? is a post from Pocket Your Dollars.

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Does Paying the Minimum Hurt Your Credit Score

Credit card bills can be confusing. If everything was straightforward and clear, credit card debt wouldn’t be such a big issue. But it’s not clear, and debt is a massive issue for millions of consumers.  One of the most confusing aspects is the minimum payment, with few consumers understanding how this works, how much damage (if any) it does to their credit […]

Does Paying the Minimum Hurt Your Credit Score is a post from Pocket Your Dollars.

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What card is best for Hilton stays? – The Points Guy

Editor’s note: This story has been updated with the latest information.  If valuable hotel elite status without the high annual fee is what you’re after, it doesn’t get much better than the Hilton Honors American Express Surpass® Card. The $95-per-year Surpass (see rates and fees) offers immediate Hilton Gold status — an elite tier that …

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Aspiration Review: A Neobank Working For Social Change

Aspiration provides members the tools they need to reduce their carbon footprint and make a social impact. Your account will allow you to support purpose-driven businesses and watch the difference your purchases make. At the same time, you’ll also benefit from cash back rewards, fees you choose yourself, and access to more than 55,000 ATMs.Aspiration provides members the tools they need to reduce their carbon footprint and make a social impact. Your account will allow you to support purpose-driven businesses and watch the difference your purchases make. At the same time, you’ll also benefit from cash back rewards, fees you choose yourself, and access to more than 55,000 ATMs.

The post Aspiration Review: A Neobank Working For Social Change appeared first on Money Under 30.

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American Express Gold card vs. American Express Platinum card

The Amex Gold and Platinum cards both earn valuable Membership Rewards and come packed with perks for frequent travelers – but which is best for you?

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3 Reasons to Use Cash and 3 Reasons to Choose Credit

3 Reasons To Use Cash (and 3 Reasons To Choose Credit) Credit and debit cards have become so ubiquitous, you’d be forgiven for thinking physical cash is just a couple years away from being declared obsolete and worthless by the…

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