HIPPA (Health Insurance Portability and Accountability Act)

With the growing use of paperless forms, electronic information transfers and storage has become the norm. This is true about our medical information as well. So, how do we know that our sensitive medical records are being kept private? Thanks to a federal law entitled Health Insurance Portability and Accountability Act (HIPAA), health plans, health […]

HIPPA (Health Insurance Portability and Accountability Act) is a post from Pocket Your Dollars.

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The 5 Best Hyaluronic Acid Serums

Woman using best hyaluronic acid serum

Hyaluronic acid has gained a reputation of being a miracle product for the skin, and for good reason. It relieves dry skin, accelerates the healing of wounds, and reduces the appearance of fine lines and wrinkles. And that’s just to start. It can be a key ingredient in moisturizers and face masks, or it can be concentrated in a serum that you can apply as part of your everyday skincare routine. 

If you’re looking to give this versatile product a spin, any of the five below are excellent picks that won’t break your budget. (See also: The 5 Best Stay-At-Home Skincare Essentials)

Top 5 Hyaluronic Acid Serums

Cosmedica Skincare Hyaluronic Acid Serum

The Cosmedica Skincare Hyaluronic Acid Serum is a best-seller on Amazon and can be used on all skin types. This serum is natural and organic, and improves overall skin texture and brightness. You’ll see a noticeable difference in your skin in terms of plumpness, softness, and balance. And it’s cruelty-free, paraben-free, and without dyes or fragrances. 

It’s also backed by over 15,000 five-star reviews on Amazon.

Currently $15.00 at Amazon.com

The Ordinary Hyaluronic Acid + B5 Serum

The Ordinary Hyaluronic Acid + B5 Serum is famous for a reason. This brand creates simple, straightforward skincare products for all skin types. The hyaluronic acid + B5 serum has a concentration of 2% for multi-depth hydration in a water-based formula and the B5 also enhances surface hydration.

This serum is cruelty-free and backed by over 2,000 five-star reviews on Amazon.

Currently $16.95 at Amazon.com

TruSkin Vitamin C Serum With Hyaluronic Acid

TruSkin Vitamin C Serum With Hyaluronic Acid is the perfect blend of ingredients that your skin needs. Vitamin C blends with hyaluronic acid and vitamin E in this advanced formula to target common signs of aging, including dark spots, sun spots, brightness, firmness, wrinkles, and fine lines. And it’s free of synthetic color additives, fragrance, and stabilizers, while dynamic active botanicals like Aloe Vera, MSM, Botanical Hyaluronic Acid, Witch Hazel, and organic Jojoba oil make this serum feel silky smooth on the skin.

It also has over 15,000 five-star reviews on Amazon.

Currently $19.99 at Amazon.com

Yeouth Pure Hyaluronic Acid 

Yeouth’s Pure Hyaluronic Acid can diminish signs of dark circles, age spots, and puffiness when used regularly. This formula is made from naturally-derived ingredients that protect and nourish even the most sensitive skin, including delicate skin around the eyes and lips. It boosts collagen production and holds in moisture. 

It’s also cruelty-free and paraben-free, and backed by over 3,000 five-star reviews on Amazon.

Currently $21.95 at Amazon.com

Tree of Life Hyaluronic Acid Serum

The Tree of Life Hyaluronic Acid Serum also has vitamin C and vitamin E, and this formula is infused with special anti-aging ingredients designed to further enhance and activate hyaluronic acid’s moisturizing properties. Hyaluronic acid is known for helping the skin stay supple and soft and reducing wrinkles and age spots.

It’s backed by outstanding online reviews, including over 3,000 five-star reviews on Amazon. 

Currently $10.95 at Amazon.com

And those are our recommendations for the best stay-at-home kitchen essentials. As always, be sure to check Wise Bread’s Buying Calendar to learn when and how to buy just about anything!


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Best Tips for Shopping at the Grocery Store on a Budget

It’s no secret that you can be healthy on a budget, but the real secret lies in how you can stay healthy and on budget.  Just like adapting to a new diet, staying on budget is all about behavior change. …

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The post Best Tips for Shopping at the Grocery Store on a Budget appeared first on MintLife Blog.

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Affording a Second Child: How to Make Your Budget Work

If you’re welcoming a second child, your spending and savings habits may need a tune-up.

The post Affording a Second Child: How to Make Your Budget Work appeared first on Discover Bank – Banking Topics Blog.

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What Is Medicaid Estate Recovery?

Medicaid is a government program that can help eligible seniors pay for nursing home care. If you’re helping an aging parent navigate Medicaid because they don’t have long-term care insurance or you think you’ll need it yourself someday, it’s important … Continue reading →

The post What Is Medicaid Estate Recovery? appeared first on SmartAsset Blog.

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The Workplace of the Future: How to Prepare and Preserve Your Career

Workplaces have always evolved with technology, trends, and research. The changing environment of our global economy and advances in technology mean organizations have to adapt to stay competitive. This also means employees should keep their eyes forward and focus on…

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The post The Workplace of the Future: How to Prepare and Preserve Your Career appeared first on MintLife Blog.

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How to Clean Jewelry Using Common Household Items

Baking soda

Easy DIY jewelry cleaner

Baking soda mixed with hydrogen peroxide is a great cleaner for lots of household objects, and it’s also a safe and effective cleaner when it comes to cleaning gold, silver, and costume jewelry. For best results, make a by adding drops of hydrogen peroxide to the baking soda, then rub gently on your jewelry. Rinse off and wipe dry. It gets rid of dirt, grime, and body oils, and leaves your gold and silver sparkling.

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Quick and easy way to clean silver jewelry

If your silver jewelry is starting to look a little dull or needs polishing, stick it in a bowl with a few tablespoons of baking soda and a square of aluminum foil.  Let it sit for about 30 minutes, then wipe clean. The aluminum acts as a catalyst for ion exchange, a process that will make the tarnish transfer from your silver to the baking soda. This is the magic of science, folks!

Dishwashing detergent

Gem-polishing potions

Wondering how to keep your beautiful jewelry looking like the first day you wore it? Gentle dishwashing detergent and water plus a soft cloth can clean rubies, amethysts, citrines, emeralds, sapphires, and garnets. Diamonds can be washed similarly: Fill a small pot with a cup of water, plus a teaspoon of dishwasher detergent. Add your diamonds, bring the water to a boil, then turn off the heat and let the pot sit until it cools. Once it’s cool (but not before), carefully remove your jewelry and rinse.

Just make sure to wash each piece separately to avoid chipping.

See also: 12 Surprising Personal Uses for Baking Soda

Classic jewelry cleaning recipe

Here’s the recipe that we received from reader Madelyn Jessup, which her mother always used to wash her gold jewelry: Mix 1 teaspoon dishwashing liquid with ½ teaspoon ammonia and 1 cup warm water. Dip the jewelry into the solution for 10 seconds, and use an old toothbrush to brush off any marks. Your gold will look sparkling new!

… And other household items

Another easy clean for gems

The easiest way to clean emeralds, diamonds, rubies, and sapphires may be with club soda. Place your jewelry in a glass of it overnight and they will shine like new in the morning.

Related: 6 Clever Hacks to Solve Jewelry Mishaps

Get sparkling pearls with vegetable oil

Because they’re so fragile, pearls shouldn’t get wet—and can’t be cleaned with normal jewelry cleaners. Instead, use vegetable oil. Dab some oil on a soft cloth, then gently rub on each pearl. Let the vegetable oil dry overnight, then buff with a soft cloth to remove dust and oils that can make pearls look dull over time. The best way to care for a pearl (or coral) necklace is to wear it regularly—oils from your skin add a gentle luster.

Quick clean for costume jewelry

Clean costume or inexpensive jewelry by dropping two Alka Seltzer tablets into a glass of water. Immerse jewelry for about five minutes and pat dry with a clean towel.

These stones should never get wet: Since turquoise, opals, amber, and marcasite are porous stones, never immerse them in water. Instead, polish them with a soft, dry chamois (clean claws with a soft bristle brush). Wipe with sweet almond oil to remove any grease marks, if desired.

Just for fun: How to Insure Jewelry and Expensive Gifts

For more cleaning tips from all around the internet, check out our Cleaning Tips board on Pinterest. And don’t forget to sign up for our newsletter and follow us on Facebook and Instagram!

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Should You Make Payments During Coronavirus Student Loan Deferment?

As Americans grappled with the financial consequences of the pandemic in March of this year, the federal government took several actions to help cash-strapped consumers. For starters, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act in late March of 2020, which included a temporary suspension of payments and interest for government-owned student […]

The post Should You Make Payments During Coronavirus Student Loan Deferment? appeared first on Good Financial Cents®.

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